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Privacy Notice

PROTECTING YOUR PRIVACY AND SECURITY

At Swartzbaugh Farber & Associates, Inc., your privacy is our priority.
The collection and use of personal client information is fundamental to our ability to provide and administer financial products and services to you as our clients. We collect and use information for such purposes as evaluating a request for insurance, administering our products or services, evaluating benefit claims, processing requested transactions and offering additional Swartzbaugh Farber financial products or services.

OUR RELATIONSHIP WITH YOU IS OUR MOST IMPORTANT ASSET. We understand that you have entrusted us with your private financial information, and we do everything we can to maintain that trust. The following are details of our approach to privacy.

The Swartzbaugh-Farber privacy policy applies to any person that is a current or former client. Throughout the policy, we refer to information that personally identifies you or your accounts as “personal information”.

WE DO NOT SELL YOUR PERSONAL INFORMATION TO ANYONE.

WE DO NOT DISCLOSE PERSONAL INFORMATION TO THIRD PARTIES, UNLESS ONE OF THE FOLLOWING LIMITED EXCEPTIONS APPLIES:

  • We disclose personal information, such as account and transaction data, to companies, including financial institutions through which Swartzbaugh-Farber issues policies, executes transactions, acts in a custodial capacity, etc.
  • We may disclose personal information to companies that help us process or service your transactions or account(s).
  • We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required by law (for example, to cooperate with regulators or law enforcement authorities, resolve consumer disputes, perform credit/authentication checks, or for institutional risk control).

 

OUTSIDE OF THESE EXCEPTIONS, WE WILL NOT SHARE YOUR PERSONAL INFORMATION WITH THIRD PARTIES UNLESS YOU HAVE SPECIFICALLY ASKED US TO DO SO.

WE DO COLLECT PERSONAL INFORMATION IN THE NORMAL COURSE OF BUSINESS IN ORDER TO ADMINISTER YOUR ACCOUNTS AND SERVE YOU BETTER.

INFORMATION FROM INDIVIDUALS. Most information we collect is obtained directly from an individual or from that individual’s representative when applying for products or services. For life insurance products, we may collect information pertaining to a person’s health, occupation, avocations or other personal characteristics. We also collect information that you provide to us when you open an account, make application to or through Swartzbaugh-Farber for the purchase of a securities product or service, or to register for one or more of our services. The information we collect may include name, address, phone number, e-mail address, Social Security number, date of birth, marital status, financial information and information about your investment desires and experience. We also may collect information from consumer reporting agencies.

INFORMATION FROM THIRD PARTIES. If we need to verify information or need additional information, we may obtain information from third parties; for example, consumer reporting agencies, employers, plan sponsors, third party administrators, insurance companies, etc.

Personal information collected from individuals and third parties may vary depending upon the type of policy or service applied for by the individual. We only collect medical information in connection with underwriting life insurance policies or as may be necessary for claim settlement purposes. We typically do not collect medical information in connection with issuing annuity or group pension products.

WE MAY SHARE PERSONAL INFORMATION WITH AFFILIATED COMPANIES AND REGULATORY AGENCIES.

Swartzbaugh-Farber is a Member Firm of M Financial Group and may offer securities and other investment services through M Holdings Securities, Inc. (“M Securities”), a subsidiary of M Financial Group. For further details about this relationship, please go to www.MFIN.com and click on “Disclosure Statement” at the bottom of the home page. M Securities is a registered broker-dealer and investment advisor and is required by various federal and state regulations to collect, through Swartzbaugh-Farber, review and maintain certain personal information such as social security numbers, investment history, financial data, and employment history. If you are a securities client, M Securities has a separate privacy policy which it will forward to you. If you would like to see a copy of the M Securities privacy policy, please call them at 888.520.6784 and press Option 1 for Account Services.

WE PROTECT THE CONFIDENTIALITY AND SECURITY OF YOUR PERSONAL INFORMATION.

Companies we hire to provide support services are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested. We restrict access to personal information to select employees and agents who have a need for such information for business purposes only. All such employees are trained and required to safeguard such information.

We maintain physical, electronic, and procedural safeguards to guard your personal information.

WE CONTINUE TO EVALUATE OUR EFFORTS TO PROTECT PERSONAL INFORMATION AND MAKE EVERY EFFORT TO KEEP YOUR PERSONAL INFORMATION ACCURATE AND UP TO DATE.

If you identify any inaccuracy in your personal information, or you need to make a change to that information, please contact us so that we may promptly update our records and better serve you.

WE WILL PROVIDE NOTICE OF CHANGES IN OUR INFORMATION-SHARING PRACTICES.

If, at any time in the future, it is necessary to disclose any of your personal information in a way that is inconsistent with this policy, we will give you advance notice of the proposed change so that you will have the opportunity to opt out of such disclosure.

If you have any questions or concerns, please contact us by email at securefuture@swartzbaugh.com or call us at 402.397.5800.